Navigate
About Me Services How It Works Pricing FAQ Contact
Free 15-min call
Money Coaching

You earn good money. Now make it work as hard as you do.

Money coaching in English and Spanish for people who earn well and want more clarity, intention, and control.

Book a free 15-min call

People who work with a money coach save an average of $6,000 in their first year.

$6,000
Average saved in year one
Source: YNAB
92%
Feel less money stress
Source: YNAB
90%
Say their finances are in a better place
Source: YNAB

Does this sound familiar?

  • You make good money, but at the end of the month you can't say where it went.
  • Your income has grown, but your savings haven't kept pace.
  • You have accounts everywhere and no single clear picture.
  • Big goals like a home, travel, or investing more keep sliding to "later."
  • You've tried budgets before, but they never stick.

You've done the hard part: earning it. The next step is directing it.

Here's how that changes

  • You know exactly what you can spend, save, and invest each month, without mental math.
  • Big expenses are boring because the money is set aside before they arrive.
  • Your income shows up in your net worth, not just your statements.
  • Every dollar has a job that matches your actual priorities.

You go from wondering where it all went to deciding where it all goes.

What is money coaching?

A money coach helps you make your money work for you

Most people don't struggle with money because they're careless. They fail because no one ever showed them how.

Money coaching gives you a real system, a real skill, and someone in your corner while you build it. We work together to set up a money plan that fits your life, make sense of your spending, and build a rhythm you can actually keep up.

Yordano Lopez, bilingual money coach offering coaching in English and Spanish
Yordano Lopez
YNAB Certified Coach
Learn more on LinkedIn View my YNAB coach profile
My story

I've been where you are

I know what it feels like to be locked out of the money conversation. I grew up figuring it out alone, and I carried stress I didn't need to.

Then I learned a real method, and everything changed. Money stopped being something I feared and became something I directed.

That's what I do as a money coach. I help you build a money plan around your real life, make sense of your spending, and turn money from a source of stress into a tool you control.

Whatever your money story is, this is a safe place to rewrite it.

"I didn't know if I was financially ready for a family."
"I would feel guilty about spending money on myself."
"I had no idea how much we were actually spending each month."

These were my real thoughts before I had a money plan I could trust. If any of them sound familiar, you're in the right place.

What you get

Less overwhelm. More clarity. A money plan that works

A setup that finally clicksWalk away from our first session with clean categories, a clear structure, and confidence you're doing it right.
Spending clarityKnow exactly what you can spend on anything, at any moment, without mental math.
A debt or savings game planOne clear target with visible progress so you always know you're moving forward.
Support between sessionsLight check-ins between calls so you stay on track even when life gets busy.
Private sessions, solo or as a coupleJust me and you, or me with you and your partner if you're planning together.
Coaching in English or SpanishWork in whichever language feels most natural to you.
Who coaching is for

This is a good fit if...

You earn well but can't see the full picture

The money comes in, but you want to know exactly where it's going and why.

You want a money plan that fits real life

No rigid rules. Your money should match what you actually care about.

You're ready to face your numbers

You're willing to look at what's coming in and going out so we can build a real plan.

You want accountability without judgment

You want a coach who is supportive, clear, and gently keeps you moving forward.

You're tired of going at it alone

You're open to guidance and a method that actually works.

You want to enjoy life while making progress

Real wins without giving up what you love.

Everyone belongs here. No matter where you come from, who you love, or how you identify, this is a space built with you in mind. Great coaching starts with feeling welcome.

How coaching works

What progress looks like

Every client journey follows these five phases. The pace is flexible and adapts to your life, and along the way you master 24 practical money skills one small step at a time.

This arc is why the 3-Month Momentum and 6-Month Transformation packages work so well: your budget can be live within the first couple of sessions, but lasting change comes from building the habit over time.

Phase 01 · Session 1

Discovery

We start with you: your goals, your situation, what has worked and what hasn't. No software skills needed yet.

You're ready to move on when: We know where you're starting from and what success looks like for you.

See the key steps
  • Talk through what you want money to make possible.
  • Look at what has helped, what hasn't, and where things feel stuck.
  • Choose a clear picture of success to work toward together.
Phase 02 · Sessions 2–3

Setup

We build your money plan together: link your key accounts, create categories that match your real life, and give every dollar a job.

You're ready to move on when: Your budget is live and every dollar has a purpose.

See the key steps
  • Connect the accounts you use most.
  • Build categories around your bills, priorities, and real life.
  • Give the money you have right now a clear job.
Phase 03 · Sessions 4–6

Stabilization

Real spending data comes in. We adjust your budget to match how you actually live, work through friction points, and practice “Spendfulness.”

You're ready to move on when: Your budget reflects real life and you're checking in regularly.

See the key steps
  • Use real spending to make your categories more useful.
  • Work through the spots that feel confusing or hard to maintain.
  • Pause before purchases to ask whether they reflect what you value.
Phase 04 · Sessions 7–9

Confidence

You shift from reacting to planning: savings goals, irregular expenses, and budgeting a month ahead. You start leading the sessions.

You're ready to move on when: You're budgeting a month ahead without being prompted.

See the key steps
  • Plan for savings goals and expenses that do not happen every month.
  • Build toward using this month's income for next month's spending.
  • Take the lead while I support and fine-tune with you.
Phase 05 · Session 10+

Graduation

We review your progress, confirm your system is solid, and hand off the keys. Ongoing support stays available, but you won't need it as much.

You're ready to move on when: You run your own budget with confidence.

See the key steps
  • Look back at your progress and the habits that made it possible.
  • Make sure your budget can handle normal changes and surprises.
  • Leave with a system you own and support available when you want it.

Not sure which phase you're in? We'll figure that out together on a free call.

Book a free 15-min call
Next steps

How to get started

1

Book a free call

15 minutes, no prep, no pressure.

2

Get your custom money plan

We build a system around your real life, together.

3

Watch your stress drop and your savings grow

You run your money with confidence.

Find the right level of support for where you are right now

Whether money feels overwhelming, scattered, or ready for the next level, there's a path to cut the friction and build a system that works.

Most Popular
6-Month Transformation
$875
total ($146/mo)
The most popular choice, and the most complete path to lasting change. Six months of hands-on coaching, built around where you want to be, not just where you are today.
  • ✓Everything in 3-Month Momentum
  • ✓Bi-weekly goal reviews
  • ✓Major life event support
  • ✓Priority scheduling
  • ✓End-of-program financial summary
Get started
3-Month Momentum
$525
total ($175/mo)
The best option for someone ready to make a real shift. You get everything in monthly coaching, plus a structured plan with clear goals and a defined finish line. Committing to 90 days is what actually changes habits.
  • ✓Everything in Monthly Coaching
  • ✓3-month plan with clear goals
  • ✓Progress tracking & adjustments
  • ✓Results you see, not just feel
Get started
Monthly Coaching
$225
/mo
Best for steady support with full flexibility. No commitment, cancel anytime, and pause whenever life gets busy.
  • ✓2 sessions per month
  • ✓Support between sessions
  • ✓End-of-month money review and category planning for the month ahead
Get started
Money Reset
$325
one-time
Best for starting fresh, untangling a messy setup, or fixing one that's gotten out of hand. One focused session, real results you keep.
  • ✓90-minute live screen-share session
  • ✓Personalized category structure
  • ✓2 weeks of follow-up support
Get started
Free Intro Call
Free
15 minutes, no prep needed
We talk through your situation, figure out what feels overwhelming or stuck, and see if coaching is the right next step.
  • ✓No pressure, no pitch
  • ✓Talk through your situation
  • ✓Clear recommended next step
Book your call
Fully Managed
Concierge
$1,197
/month
You focus on earning. The admin, categorizing, and money plan upkeep come off your plate, so your money plan stays current, organized, and ready to review.
✓Full money plan setup & ongoing management
✓Weekly money review & check-in
✓All categorization and data entry handled
✓Proactive heads-up when something looks off
✓Monthly money summary
✓Cash flow & savings planning
✓Priority access via text or email
✓Quarterly deep-dive planning session
Limited to 3 clients
3-month minimum commitment
Apply for a spot

All coaching services use a shared money planning app so we can work from one clear system together. Questions before you commit? Book a free intro call and we'll find the right fit together.

What another year without a plan costs you

Another year of earning well with little to show for it. Another raise absorbed by lifestyle creep. Another goal pushed to "someday." It doesn't have to go that way.

Book a free 15-min call See pricing →
Why people work with me

Calm, clear, built for real life

Less overwhelm

I make money feel approachable, not like another complicated system you have to learn.

No shame, no rigid rules

Your money plan should support your life, not make you feel bad about living it.

No need to have it together first

Whether you're navigating a major life transition, picking up the pieces of a messy money plan, or ready to take things further, we start from where you actually are.

Sacramento-based, available everywhere

I'm based in Sacramento, CA and offer in-person sessions locally, as well as remote coaching via video call for clients anywhere in California or across the US.

Official YNAB Certified Coach badge

The tool I use: YNAB

All of my coaching is built around YNAB (You Need A Budget), a budgeting app designed around one idea: give every dollar a job. It's the best tool I've found for making a money plan actually stick. You'll need an active YNAB subscription to work with me, and as my client you get a complimentary 3-month trial. Details are in the FAQ below. I'm a YNAB Certified Coach, which means I've met their standards for knowledge and coaching quality.

Learn more about YNAB →
FAQ

Common questions

Do I need to already have YNAB?
Yes. Coaching is built around the YNAB software and method, so you'll need an active subscription. YNAB offers a free 34-day trial, plenty of time to see real results with coaching support. As a coaching client, you also get an exclusive perk: through my partnership with YNAB, I can extend you a complimentary 3-month free trial, so you have even more time before you need to pay the YNAB subscription price.
Is this for beginners?
Yes, and also for people who've been using YNAB for a while but feel stuck. If YNAB hasn't clicked yet, coaching is usually the fastest way to make it click.
What if I'm just not good with money?
Almost everyone feels that way at first. Here's the thing worth knowing: managing money is a skill, not a personality trait. No one is born good at it. Like any skill, it gets easier with the right guidance and a little practice, and that's exactly what a coach is for. You don't need to be "good with numbers" to build a money plan you trust.
Who is your coaching for?
Anyone who wants to build a better relationship with their money. I work with people of all backgrounds, identities, income levels, and life situations. Whether you're single, in a relationship, supporting a family, or figuring things out on your own, you're welcome here.
What if my finances are a total mess?
That's a completely normal place to start. Whether you have bills you've lost track of, accounts everywhere, or you just don't know where to begin, coaching gives you a clear first step. We untangle things together, one piece at a time.
What if I already have my own money system?
That means you already care about your money. Great starting point. Whether you've built a spreadsheet system or manage several accounts for different purposes, coaching can help you see where YNAB simplifies your approach and saves you time.
Do you work with couples?
Yes. A shared money system makes a big difference for couples. Sessions can be just me and you, or me with you and your partner.
Is the intro call really free?
Yes, completely. It's 15 minutes to see if coaching makes sense for you. No prep, no pressure, no pitch.
Are you a financial advisor?
No. I'm a YNAB Certified Coach, trained to teach the YNAB method. I don't provide investment advice or financial planning services.
Do you coach in Spanish?
Yes. As a bilingual money coach, I work with both English and Spanish speakers.
Do you offer in-person sessions in Sacramento?
Yes. I offer in-person coaching sessions in the Sacramento area, including Elk Grove, Roseville, Folsom, Davis, and Rancho Cordova. Remote sessions via video call are also available for clients anywhere in California or the US.

Bring clarity to your money

Book a free 15-minute call. Show up as you are. We'll figure out your best next step together.

Book your free 15-min call See pricing →
Get in touch

Request more information

Not ready to schedule a 15-minute call? No problem. Fill out this quick form and I'll reach out to you directly.

Something went wrong. Please try again or email me directly.

Thank you!

I received your information and will be in touch soon. Keep an eye on your inbox.